How do you respond to an insurer's BHR report?
Check the report for vehicle mismatches (wrong category, wrong transmission, wrong fuel type), locality errors (rates from a different area), and…
Frequently asked questions
How do you respond to an insurer's BHR report?
Check the report for vehicle mismatches (wrong category, wrong transmission, wrong fuel type), locality errors (rates from a different area), and unsupported rate reductions. The defendant must prove the BHR with direct evidence of comparable local rates. If the evidence is flawed, the report can be challenged on that basis.
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