RTA, Credit Hire & Personal Injury

Win more RTA disputes, with the file you already have.

CPR Part 32 witness statements, structured liability splits, impecuniosity assessments and BHR rebuttals - built specifically for credit hire and PI teams. Upload the documents you hold; the AI handles the rest.

Featured tool

RTA Witness Statement Generator

Upload the documents you already hold for the credit hire or RTA file - call notes, accident report form, payment pack, engineer report, particulars and defence. The AI extracts the facts, populates every section of the statement, and runs 14 compliance checks against CPR Part 32. A short confirm step lets you correct anything before export to Word or PDF.

Import telephone statements

Upload a typed attendance note or recorded call from your claimant and the AI extracts claimant details, accident circumstances and hire information - no double-keying.

RTA documents in, statement out

Drop the accident report form, engineer report, payment pack and pleadings into named slots. The AI extracts the facts and populates the statement. You confirm anything low-confidence.

CPR Part 32 format and structure

15 automated format checks cover statement of truth, formatting, declarations, preparation-method disclosure, source attribution for every fact, the Wiltshire v Aioi guard, and the CJC-aligned AI-use declaration block. Substance is verified by your fee-earner with the witness.

Backed by credit-hire authority

Citations drawn from 133 UK credit hire and motor claims authorities including Lagden, Stevens v Equity, McBride, Bunting v Zurich and Hussain v EUI. No fabricated cases.

What this area covers

Credit Hire & PI

Total loss, repair, repair-to-write-off, intervention, period of hire and rate disputes - all covered.

Liability splits

Structured assessments with recovery percentages, Highway Code reasoning and the questions to ask before conceding.

Impecuniosity (Lagden)

Bank-statement-driven impecuniosity reports built into Step 1 of the Witness Statement Generator.

Credit hire is where witness evidence is fought hardest, and the statement is usually the document that decides it. Our witness statement drafting software for UK law firms runs automated CPR Part 32 compliance checks on every draft and grounds the argument in named authority rather than generated prose.

Tools available in this area

Witness Statement Generator

CPR Part 32 statements with 14 compliance checks and full source attribution.

Liability Assessment

Structured recovery analysis with relevant case law and investigation questions.

Impecuniosity Assessment

Lagden-grounded financial analysis from uploaded bank statements.

RTA Case Law Library

133 UK credit hire and motor claims authorities on BHR, mitigation, period of hire, nil-excess and diminution.

Industry Resources

ABI GTA reference material and the BHR rate-checker your team needs at their fingertips.

BHR Analyser

47+ automated checks against insurer BHR reports - locality, ACRISS, T&C and beyond.

Backed by verified case law

Key authorities in our library

A sample of the precedents the AI cites in this area. Every citation is cross-checked against the database before it reaches you.

  • Lagden v O’Connor [2003] UKHL 64

    Impecunious claimants recover the full credit hire rate.

  • Stevens v Equity Syndicate [2015] EWCA Civ 93

    Defines the proper basis of the Basic Hire Rate.

  • Bunting v Zurich (Manchester CC, 2025)

    Recent BHR challenge framework and the burden on insurers.

  • McBride v UK Insurance [2017] EWCA Civ 144

    Nil-excess and CDW recovery in credit hire.

  • Hussain v EUI Ltd [2019] EWHC 2647 (QB)

    Strategic reasoning on payment, evidence and pleading.

Ready to see it on your case?

Book a 20-minute walkthrough with our team and see the workflow on a live file.